a collection agency is great... if you like 1-2% returns. with a judgment, we ensure more than just penny-ante payment plans.

Want to talk? We're always happy to tell you what makes our law firm different »

 
 

asking for it

Today's debtor knows that a collection agency can only ask for a payment. They have no additional power to hold the debtor responsible for a claim rightfully owed to you. A collection law firm can demand repayment, and will give you a competitive advantage when it comes to collecting your money.

protecting your rights

When you work with a competent collection law firm, focused exclusively on protecting creditors' rights, it means we won't waste your time. Our team will make every effort to resolve your claim without filing a law suit, but we don't have to sit on the debt or bring in someone else if a lawsuit is clearly necessary. When a file goes to suit, our team performs a thorough review, internally handles skip tracing and asset investigation, and provides real time feedback in a timely manner on the likelihood of recovery on your account. When you're trying to collect the money you're owed, time is of the essence.

no monkey business

Did you realize your collection agency, playing loose and fast with the rules, can land you in the hot seat in state or federal court?

At Fishman Group, we have a dedicated compliance attorney, focused solely on overseeing our firm's Compliance Management System (CMS). Working hand in hand with our managing partners, comptroller, and software network administrator, our attorney's focus is on optimizing compliance with our firm's protocols, our client's standards, and state and federal regulatory mandates, including: 

 » Fair Debt Collection Practices Act (FDCPA)

 » Fair Credit Reporting Act (FCRA)

 » Telephone Protection Act (TPCA)

 » Servicemembers Civil Relief Act (SCRA)

 » Dodd-Frank Wall Street Reform & Consumer Protection Act

 » Gramm-Leach-Bliley Act (GLB)/(FACTA)

 » Michigan Rules of Professional Conduct for Attorneys

 

first contact

When the debtor's first contact comes directly from a law firm, not just some collection agency, it has a much greater impact. A letter or call from an attorney lets the debtor know you are serious about getting paid, and that a failure to respond means you will act swiftly if the debt isn't resolved voluntarily.

briefcase in hand

We are attorneys, licensed in state and federal court. That means we have tools at our disposal to take a judgment and collect on it -- tools that just aren't available to a collection agency. Only a licensed attorney can file a lawsuit; obtain a judgment; garnish wages, bank accounts, and tax returns; seize cars; lien property; and compel a debtor's appearance in court to satisfy a judgment. 

pennies on the dollar

Have you wondered why that collection agency is only sending you a check for one or two percent?

It's because anything other than asking for your money in a letter or on a phone call costs them money. If they hire an attorney to file a lawsuit, they're giving up half of their fee. If they have to invest court costs, they're throwing their good money after your bad money. But if they just sit back and wait for it, settling for five cents on the dollar, there's no inventory expense, no one to split their fee with, and as long as you keep placing new files, for them the numbers don't really matter.